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Interest rates as of 0:13 a.m., Monday, October 13, 2008

	Government Loan (FHA/VA/RD)	MyCommunity®/HomePossible®	Conventional Loan
FirstHome
Rate	6.375%	6.375%	6.375%
Origination Fee	0.0%	0.0%	0.0%
Discount Points	0.0%	0.0%	0.0%
LLPA	0.0%	.875%	Contact a Participating Lender
FirstHome Plus
Rate	6.75%	6.75%	6.75%
Origination Fee	0.0%	0.0%	0.0%
Discount Points	0.0%	0.0%	0.0%
LLPA	0.0%	.875%	Contact a Participating Lender

Interest rates are fixed for up to 30 years.       Interest rates and fees are subject to change without notice.